lOW rate guarantee

     

At Home Finance of America we are so confident that our combination of rate, points and fees will be among the best you'll find that we will pay you $250 if another lender is able to beat our prices and close your mortgage.

Here's how it works:

• Apply for your loan with one of our licensed Mortgage Loan Originators.
• Provide us with a Good Faith Estimate from a competing lender. If our total lender costs (points and lender fees), for the same program and rate, are not lower than the competitor, we will make every effort to beat the competitor's pricing.
• If we are not able to beat the competitor's pricing, provide us with a copy of your HUD-1 closing statement, along with the Final Truth-in-Lending Statement within 60 days of the competitors GFE to confirm that the loan closed with the competing lender at the terms quoted in their GFE.
• If confirmed, Home Finance of America will send you a check for $250

Terms and Conditions:

Applies to fixed rate first mortgage conforming loan programs offered by Home Finance of America up to $417,000. Competing offer must be from a state licensed mortgage lender. The rate, points, fees, commitment period and loan program offered by the competing lender must be dated and presented to Home Finance of America on the day of the offer. Competing offer must be presented prior to locking a rate with Home Finance of America.

At Home Finance of America our goal is to offer you low mortgage rates and the best service available. Call us toll free at 800-358-LOAN (5626). Or, Apply Online using our secure server today. It only takes minutes and a Mortgage Professional is available to help you 7 days a week!